Whether you are an existing customer or a new customer you can pay in 2 different ways, credit/debit card or try before you buy with the Damart Select Personal Account.
1 Pay with your order
You can pay at the time of your order using your Mastercard, Visa, American Express or Debit card. We can only accept UK registered cards.
2 Pay using our Damart Select Personal Account
When using your Damart Select Personal Account (Representative APR 34.2% variable) you will enjoy the freedom of sending no money and trying items in the comfort of your own home before you pay. When you pay, this can be in full or over flexible instalments. Your statement is so simple and easy to follow, telling you what you owe and when you need to pay it.
The Damart Select Personal Account allows you to purchase items from the Damart or Sedagyl catalogues on credit up to your credit limit as advised by us. After a maximum of 28 days home approval you then have a choice to pay for the items in full or to pay by instalments. If at any time during the life of your Damart Select Personal Account you do not clear the full balance outstanding you will enter into a regulated consumer credit agreement.
The following sets out important information about if you decide to enter into a regulated consumer credit agreement. Please read this carefully along with the other information provided to decide whether this credit is suitable for you.
Paying on credit terms will require you to pay interest and therefore increase the overall cost of the goods that you buy. Please ensure that you will be able to afford the repayments. Your credit limit will be set based upon our creditworthiness and affordability assessment up to a maximum £500 for the first year you are a customer.
Each four week period you will be sent a statement which will include your total balance. You must pay the minimum amount due by the date specified on your statement to avoid going into arrears. The minimum payment will be 1/20th of the value of the goods you have bought subject to a £5 minimum or the outstanding balance if it is less than £5. You are charged interest at 2.5% on the l balance you owe from the previous statement date (subject to a minimum 50 pence charge) unless you pay the balance in full.
The sooner you are able to pay off your balance, the less interest you will have to pay. Representative Example: total amount of credit £500, cash price of goods £500, amount of advance payment £Nil, the interest rate is 2.5% per four week statement period, equating to 32.5% per annum (variable) charged on the previous outstanding balance, Representative 34.2% APR (variable).
If you only pay off the minimum payment due on each statement your purchase will cost you more; for example, if you buy goods worth £100 and make the minimum payment every four weeks you will repay twenty instalments over eighty weeks totalling £126.50 and the total charge for credit will be interest of £26.50
If you don't make a payment by the due date shown on your statement or if you pay less than the minimum amount requested, this will result in the total cost of your debt growing due to the addition of interest and default charges. We may charge you:
an administration charge of £12 for any missed, returned or incomplete payments or reminder letters; and
any reasonable costs and expenses we may incur in the instruction or involvement of third parties for: tracing you, debt collection, legal fees or court action.
Late or missed payments can increase the cost of your credit, impair your credit rating, making it more difficult and/or expensive for you to obtain credit in the future, and may result in legal proceedings.
You have the right to withdraw from this credit agreement before the end of 14 days beginning with the day after the day on which the agreement is made, or if information is provided after the agreements made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Act 1974, the day on which you receive the information required in Section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest.. You can exercise this right by contacting us as detailed below. If you withdraw you must pay for the value of the goods you have kept within 30 days of the date of the withdrawal.
You may close your Damart Select personal account at any time by paying off any sums that are outstanding on your account and notifying us in writing using the contact details below.
Please contact us by any of the following methods if you have any questions about our agreements. By phone on 0330 1234083 by email to email@example.com, or in writing to: Damart, Bowling Green Mills, Lime Street, BIngley, West Yorkshire, BD97 1AD.
Included in your first statement is a copy of the Standard European Consumer Credit Information (SECCI) and two copies of a Consumer Credit Agreement. You should consider this information carefully. If you decide that you want to enter into a regulated credit agreement with us please sign and return one copy of the agreement to Damart using the envelope included. The second copy should b e completed and signed then kept for your own records. Click here to read these documents now.
You Can Also
Take control with My Account - sign up to My Account and take control of your Damart Select Personal Account online. Check statements; make payments and much much more 24 hours a day, 7 days a week.
Your most frequently asked questions... answered
Q. Do I have to pay the full amount in one go?
A. Not at all! Use your Damart Select Personal Account and you can spread the payments over a period of time (it makes managing your budget much easier
Q. How do I pay for my order?
A. Choose the Damart Select Personal Account for the easiest way to pay, or you can simply pay with your credit card or debit card when you order.
Q. How often will I be billed?
A. We will send you a statement every 28 days.
Q. When is my payment due and what happens if I miss my payment day?
A. The date by which your payment is due is shown on your statement, however if you do miss a payment date please contact us on 0871 200 9000. (Calls cost 12p per minute plus your telephone company's network access charge)
Q. How do I make payments to My Damart Select Personal Account?
A. There are many ways to make payments to your Damart Select Personal Account (Representative APR 34.2% variable)
Here are the 4 easy ways to pay:
1) Pay online - Click here to make an online payment with your payment card (excluding American Express and Solo). To make an online payment you will need to log into the My Account area first.
2) Automated service - We also offer an automated service, so that you can check your Damart Select Personal Account balance or make a payment at any time. We accept most major payment cards. Payments will be processed immediately and show on your Personal Account the same day. For automated Damart Select Personal Account balance enquiries and payments, please call 0871 200 1000 24hrs a day. (Calls cost 12p per minute plus your telephone company's network access charge)
3) Direct Debit - Please call us on 0871 200 9000 and we will set this up for you immediately over the telephone. Alternatively, we can send you a Direct Debit Instruction form to be completed and returned to us by post. Or click here to download a printable version Direct Debit Instruction form for you to complete and return to us by post. It takes 14 days from the receipt of your application to process your instruction. You will receive confirmation in the post once the Direct Debit has been set up on your account. In the meantime, if there is a payment due on your account, please make an alternative method of payment.
4) Pay by cheque / postal order. Send to:
Bowling Green Mills,
Help when you need it most
If at any time you experience financial difficulty paying your Damart Select Personal Account balance, we can help. Simply telephone us on 0330 1234083 and we will talk you through the options that are available to help you.